Disclosure: This post contains an affiliate link, which means if you sign up using my link, I may earn a small commission—at no extra cost to you. I only recommend products I genuinely believe in, and Acorns is one I personally find valuable for easy, hands-off investing.
Introduction
Let’s be real—investing can feel like a whole other language if you’re not someone with a background in finance or business. Stocks, portfolios, ETFs… it’s enough to make you put it off for “future you” to deal with. But what if investing didn’t have to be complicated? What if you could build wealth automatically, and save money little by little, without even thinking about it?
That’s exactly what the Acorns app does, and why so many people (myself included) are using it to grow their financial future without the stress of planning every month. This app is currently only open to US citizens and residents but hopefully will be expanding more in the future..
What is Acorns and why is it helpful?
Acorns is an investing app that helps you save and invest without even trying. It rounds up your everyday purchases to the nearest dollar and invests the spare change into a professionally managed portfolio. Buy a coffee for $3.50? Acorns rounds it up to $4.00 and invests that extra $0.50. It’s like a digital piggy bank, except instead of just sitting there, your money is actually working for you.
What makes Acorns so great is that it removes all the usual barriers to investing. No need to be a stock market expert, no huge lump sums to get started, and no stressing over what to buy or sell. Just live your life, and Acorns does the rest.
Why Acorns is a Game-Changer
Traditional investing platforms often require hundreds or even thousands of dollars upfront. Acorns? You can start with just $5. That’s the cost of a fancy cafe latte. So instead of drinking your money, why not invest it?
And here’s the best part: Acorns doesn’t just invest your spare change. You can set up automatic recurring deposits, which means your investments grow faster while you sit back and go about your day. They even have a feature where certain brands give you cashback that goes straight into your investment account. Imagine getting free money just for shopping at places you already love. Pretty sweet, right?
How Acorns Works (Spoiler: It’s Super Simple)
1️⃣ Sign Up – Takes just a few minutes. Use my referral link here to get started.
2️⃣ Link Your Cards – Acorns will automatically round up purchases from your linked debit or credit cards.
3️⃣ Invest Without Thinking – Your spare change is automatically invested in a diversified portfolio tailored to your risk level. I have it automatically take out $100-$300 a month. The amount has varied over the years but the cool thing is, you don’t notice it, you forget about it, then you check and you’re shocked at how much you have.
4️⃣ Watch It Grow – Whether you’re adding a few cents at a time or setting up recurring investments, your portfolio builds over time with zero stress.
Acorns Features That Make Investing Easy
Round-Ups: Automatically invests spare change from everyday transactions.
Recurring Investments: Set up daily, weekly, or monthly contributions to grow your money faster.
Smart Portfolios: Choose from portfolios designed by experts to match your financial goals and risk level.
Found Money: Earn extra investments when you shop with Acorns’ partner brands.
Retirement Accounts: Acorns Later helps you invest for retirement with an IRA.
Acorns Checking: A checking account that saves and invests for you automatically.
Is Acorns Worth It?
If you’ve ever struggled to save or invest, Acorns is awesome. It’s perfect for beginners who don’t know where to start, busy professionals who don’t have time to micromanage their money, and anyone who likes the idea of growing wealth passively.
Acorns does have a small monthly fee, but considering the automation, professional management, and potential long-term growth, it’s a solid trade-off. At the end of the day, investing is all about consistency—and the earlier you start, the better.
Who Should Use Acorns?
New investors who want an easy way to start without all the overwhelm.
Freelancers and entrepreneurs who want to build wealth without actively managing investments.
Anyone who struggles to save money and needs a simple way to invest without thinking about it.
People who love automation and want their money to work for them in the background.
Take the First Step Today
There’s no magic trick to getting rich overnight (I wish), but small, consistent actions lead to real results. Acorns makes investing so easy that you won’t even notice you’re doing it—until one day, you check your account and realize you’ve saved way more than you expected.
So why wait? Sign up today using my special referral link: https://bit.ly/4hYEWVP
Your future self will thank you.
ANDREA HUNT - Transformational Life Coach & EFT Tapping Practitioner based in Munich, Germany
As an Accredited Transformational Coach (Animas Centre UK) and Certified EFT Practitioner (AEFTP), I help you overcome low self-worth, imposter syndrome, and limiting beliefs using powerful EFT Tapping and coaching. Ready to transform your emotional health and boost your confidence?
If you’re curious about EFT Tapping and how it can enhance your emotional resilience while addressing issues like low self-worth, perfectionism, and negative self-talk, download my FREE EFT book! ➡️ https://bit.ly/4e672x7
